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BUYING A HOME

Contact a Real Estate Agent
Congratulation on the first step of buying a home! As an experienced real estate agent, I can assist you through the entire process of buying a home, starting with the mortgage and continuing righ through closing, and beyond. I will help you shop for the best interest rate and terms, and if you wish, I can also suggest mortgage lenders.

Get Pre-approved for a Loan
Obtain a copy of your credit report and your FICO score, and if necessary, do what you need to do to improve it. The higher your FICO score, the better your interest rate. You can get this information online, or I can help you. Contact several lenders, and determine which one will give you the best deal

Determine Your Price Range and Area(s) in Which You are interested
By now, you should have a good idea of how much home you can afford. This helps you narrow down your home search. You should also begin researching the neighborhoods in which you might want to live. I can assist you with this.

Decide Which Amenities and Features You Must Have and Which Ones Would Be Nice but not Necessary
How many bedrooms and bathroom do you want, Would you prefer a newer home or an older one with established landscaping,. Which features would you be willing to give up if you were to find the otherwise perfect home?